Our first newsletter of the season has gone out! To receive occasional updates from Terri in your inbox, sign up in the box above.
Plan changes, open enrollment, new prices, healthcare.gov help and more:
Open Enrollment: It is that time of year to reevaluate your health insurance plan for the coming year. Open Enrollment for the entire country starts November 1st. That means that you can enroll in or change health plans for any reason and do not need to have a qualifying event. You have until December 15th to make a change or purchase that will go into effect on January 1, 2016. However, Open Enrollment does not end until January 31, 2016.
2016 quotes: We are off to a great start preparing for this busy time of year. This month is filled with meetings with the different carriers, seeking out subtle changes being made, and eating our Wheaties in order to gear up for the long hours we will be working to serve you! Once all of the plans and prices are revealed to us, I will take the time to evaluate each carrier’s plans to see how they compare based on benefits and prices. Then I will come up with a list of the plans that I feel comfortable recommending for the different levels of coverage.
I already have started a list of the people who have called or e-mailed me requesting quotes. Contact me if you want to be added to that list. If you have already contacted me, rest assured, you are on the list. I will be sending out your personal recommendations as soon as I can come November.
Get help paying: Again this year, I will be helping people both on and off of the Health Insurance Marketplace Exchange. The only reason to purchase a plan through the Health Insurance Marketplace Exchange (Healthcare.gov) is if you think you qualify for a subsidy to help you pay for your plan. And I am here to help you determine that.
Free insurance help: As always, I am here to help you at no additional cost to you. My services are free, as the cost of all insurance is the same no matter who you purchase it through. I am paid by the different insurance carriers. So be sure to go through us if you want to change or purchase your plan so that I will be your agent and can help you. Be sure to share this newsletter with your family and friends who could use our help!
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I’ll be in touch with more info on November 1st!