Many current plans are renewing on either December 1st or 31st. Have you received your renewal letter yet? Blue Cross Blue Shield of Georgia and Cigna are allowing most members to extend their pre-ACA (Affordable Care Act) policies for one more year. Other companies, such as CoventryOne, are requiring a switch to a new 2015 ACA plan. You will notice a big difference in the premiums depending on what your carrier is offering you. We will help you shop around to keep you on the best plan for you.