Are you confused about the different parts of Medicare? Do you know the types of Medicare insurance available? Many people are perplexed and frustrated when they begin to investigate their insurance options. Medicare is just one of those products that is best discussed with someone familiar with the products before you make any decisions.
With experienced guidance from knowledgeable professionals, you can rest assured that you are getting the best available product for your money. That is where we come in! We will take the time to explain to you the different types of Medicare insurance plans on the market today. Once you have a better understanding of the various Medicare details, you will be able to make an informed decision as to which type of Medicare plan or supplemental plan best fits your needs.
We will be happy to give you free quotes, with no obligation, when you call us. Did you know that no matter where or from whom you purchase a Medicare plan or supplement, the cost is exactly the same? That means that you can buy your Medicare plan from us for the same cost as directly from the carrier. We represent Blue Cross Blue Shield of Georgia, Humana, Coventry, Aetna, Mutual of Omaha and United Healthcare Medicare plans.
You get our years of insurance experience and our professional, personal service to answer all your questions for free! We will also be here for you after the sale to help service your plan should the need arise.
We look forward to helping you with your Medicare needs!
Thank you for visiting our site in your search to understand your Medicare options. Our goal is to help you understand the available options to meet your personal Medicare needs. We are here to answer your questions and would love to talk to you on the phone. We have compiled some of the basic information that you can find out on the internet just to give you some of the basics. For the official information on Medicare you should go to:
The Centers for Medicare & Medicaid Services, Official U.S. government Medicare handbook: “Medicare and You”, or visit . www.Medicare.gov
Age 65 or older
Under age 65 with certain disabilities
People with End Stage Renal Disease
Inpatient hospital care
Skilled nursing facility care
Some home health care
Health care providers (Doctors)
Durable medical equipment
Preventive services (limited)
are not considered a part of Medicare but are helpful if you choose to stay with original Medicare.
If you want Part A and Part B you will need to contact Social Security
(you can apply online at http://www.socialsecurity.gov/medicare/apply.html ) and request the coverage.
You can start this process 3 months prior to your birthday. If you plan to remain on your group health plan you might want to delay Part B (check with your group admin at work to see how your plan works with Medicare).
If you are already receiving Social Security benefits you will automatically be signed up for Parts A and B effective the first day of the month you turn 65.
Part A: premium free if you or your spouse paid Medicare taxes while working for 10 years
Part B: premium cost is $134 in 2017 (if you have a high income you could pay more)
Part C: depends on the plan you purchase
Part D: depends on the plan you purchase
Only available to purchase with original Medicare Parts A and B. You will also need to purchase your Part D drug coverage separately (if you choose to do so).
Limited guaranteed issue period of 6 months.
Not available if you buy Part C (an Advantage plan)
You will still have Medicare but you will get your Part A and Part B coverage from your Medicare Advantage Plan, not original Medicare, offered by private companies approved by Medicare
Required to cover all of the services that original Medicare covers
Cost Sharing equal to original Medicare
Required to have an Out of Pocket Maximum
Many offer Part D drug coverage. These are called MAPD plans.
Usually offers extra coverage beyond what original Medicare offers
There are different types of Medicare Advantage Plans